The Leadership Centre, will be providing two foreclosure survival workshops in the Town of Gilbert and the City of Mesa during December and January.  These events are Co-sponsored by the Arizona Foreclosure Prevention Task Force and will be held in partnership with the City of Mesa, City of Chandler, Town of Fountain Hills, Town of Gilbert, Town of Queen Creek and City of Apache Junction.

Download the Foreclosure Survival Flier

December 13, 2008–9:00AM-Noon
Gilbert Town Hall
50 E. Civic Center Drive, Gilbert, AZ 85296

January 10, 2009–9:00AM-Noon
City of Mesa Utilities Building
640 N. Mesa Drive, Mesa AZ 85201

Topics to be covered include:
“What are foreclosures & what can we do about them?,”
“Creating a Crisis Budget,”and “Neighborhood Solutions.”

**The opportunity to receive one-on-one counseling will be available. Se habla Español.**

Numbers to call if you or someone you know needs help:

1-888-995-HOPE to connect to a HUD-approved agency
1-877-448-1211 to connect to the Arizona Foreclosure Helpline
Brought to you by The Leadership Centre, in partnership with the City of Mesa, City of Chandler, Town of Fountain Hills, Town of  Gilbert, Town of Queen Creek and City of Apache Junction. Co-sponsored by the Arizona Foreclosure Prevention Task Force.

Faith-Based Organizations and Other Interested Social Workers

This highly informative session highlights foreclosure prevention and related topics including:

• Overview of local foreclosures and foreclosure prevention efforts
• The basics of loss mitigation
• The lender/investor/servicer relationship
• General mortgage loan servicing requirements
• Loss mitigation options
• Loss Mitigation and Foreclosure Prevention resources for consumer
• Best Practices in consumer education and outreach

Who should attend?
Faith-Based Organizations
Public officials involved in foreclosures
Social workers
Housing counselors*
Anyone who has occasion to work with homeowners at risk of a potential foreclosure This training, supported by the Arizona Foreclosure Prevention Task Force provides important information on foreclosure prevention and loss mitigation resources for sustaining homeownership in your community. You are encouraged to share this announcement with others that may have an interest.

*This session is a non-certification training that provides an introduction to foreclosure issues and loss mitigation resources.

Date/Time: Thursday, November 13, 2008
Noon to 4:00 p.m. – Training (lunch will be provided)

Location: United Way of Southern Arizona Boardroom
330 N. Commerce Park Loop, Suite 200, Tucson, AZ

Directions: Check in at the front desk of United Way.

There is no charge, but ADVANCE registration is required. Space is limited.

Register online for this event at:

http://www.frbsf.org/community/resources/2008/1113/index.html

Directions: Check in at the front desk of United Way.

There is no charge, but ADVANCE registration is required. Space is limited.

Register online for this event at:

http://www.frbsf.org/community/resources/2008/1113/index.html

There is a lot of questionable information floating around with regard to mortgage modification.  Most of this information is being provided by people and companies who hope to profit from the current mortgage loan crisis and want to charge people large fees to negotiate modification of their mortgages.

Talk to your lender and ask for the loss mitigation department.

Look in your local area for Foreclosure Prevention Seminars or Foreclosure Prevention Workshops.

You want to look at events that are involved with the HOPE program and Hope for Homeowners and similar programs.

Community Information & Referral http://www.cir.org/ runs a state-wide foreclosure prevention hotline in Arizona under the sponsorship of the Arizona Department of Housing. Callers are put in touch with a HUD Certified Foreclosure Counselor.

In Arizona, the number to call is 877-448-1211.  Outside of Arizona call 888-995-HOPE.

http://www.arizonaforeclosuretaskforce.com/ provides news about foreclosure prevention efforts in the state of Arizona. This is the website of Governor Janet Napolitano’s Arizona Foreclosure Prevention Task Force, and is sponsored and supported by two of my companies.

Thursday night, there was a foreclosure prevention workshop in Glendale Arizona and hundreds of people were helped. I heard one of the 20+ lenders who had a team there say that she had helped over 90 people begin the process of modifying their loans that night.

Loan Modification - Frequently Asked Questions from the Department of Housing and Urban Development - HUD

A Loan Modification is a permanent change in one or more of the terms of a mortgagor’s loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.

Loan Modification Frequently Asked Questions - HUD

Bill Austin
Source: Mortgage Loan Modification

The Tucson Money Faire is a special event designed to provide low to moderate income consumers with direct access to affordable, friendly and fair financial products, services and information. This year we are adding foreclosure workshops to the event as well.   Attached is the TMF Flyer and registration form

Participation in the event could include any combination of the following: staffing an information table, showcasing your specific products, programs and/or services, highlighting alternatives to and/or information on alternative options to high cost loans.

The fee to participate in the Tucson Money Faire community event is $375.00 to offset costs associated with planning a community event. In-kind contributions such as printing, event outreach, participation in planning and steering committee meetings can cover the participation fee. In addition, scholarships are available for nonprofit service organizations upon request. Just fill out the form and return by email, mail or fax. Participation Deadline: Monday November 3^rd 2008

The Tucson Money Faire is a fun, exciting and extremely important community event. In the previous two years the following organizations have stepped forward to offer up fair, friendly financial services, products and information to modest income working families in our community.

Alliance Bank of Arizona , Access Tucson, Arizona Attorney General Office of Consumer Fraud,

Wells Fargo, Compass Bank, Arizona Center for Consumer Education, Arizona Federal Credit Union, Arizona Saves, Better Business Bureau of Tucson, Don’t Borrow Trouble® Pima County, Chicanos Por La Causa, Family Housing Resources, Federal Reserve Bank of San Francisco, HUD, Hughes Federal Credit Union, Pio Decimo, Access Tucson, Southwest Center for Economic Integrity, Southwest Fair Housing Council,Southwest Gas,  Tucson Electric Power, TMM Family Services,Tucson Weed & Seed Neighborhood Coalitions, YWCA of Tucson women & money, United Way of Tucson & Southern Arizona

Let me know if you have any questions and Please join us on Saturday November 15^th.

Thank you, Tucson Money Faire  –Steering Committee

RISMEDIA, Oct. 7, 2008- This week, Bank of America announced the creation of a proactive home ownership retention program that will systematically modify troubled mortgages with up to $8.4 billion in interest rate and principal reductions for nearly 400,000 Countrywide Financial Corporation customers nationwide

According to the company, the program was developed together with state Attorneys General and is designed to achieve affordable and sustainable mortgage payments for borrowers who financed their homes with subprime loans or pay option adjustable rate mortgages serviced by Countrywide and originated prior to December 31, 2007. Bank of America acquired Countrywide July 1, 2008.

Read the rest here:
Bank of America Announces Nationwide Homeownership Retention Program for Countrywide Customers

Download the Flyer

Glendale Foreclosure Prevention Workshops
Event will be open to the public from 2:00 p.m. until 8:00 p.m.
and will include the following:
􀀻 Opportunity to meet one-on-one with your lender to discuss workout
options to avoid foreclosure
􀀻 Information and assistance on homeownership preservation
HOPE NOW is a partnership between lenders and non-profit housing counselors. Our
mission is simple: we reach out to and attempt to assist homeowners who may be having
difficulty paying their mortgages.
NeighborWorks® Ameriica creates opportunities for people to live in affordable homes,
improve their lives and strengthen their communities.
For more information about the HOPE NOW Alliance visit www.hopenow.com
For more information about NeighborWorks® America visit www.nw.org
¡HOPE LE PUEDE AYUDAR!
Reciba ayuda para no perder su casa
No pierda esta oportunidad para platicar con su prestamista en persona
¡ Es GRATIS!
jueves 23 de octubre de 2008
Glendale Civic Center
5750 West Glenn Drive
Glendale, AZ 85301
(Estacionamiento gratis)
El evento al público es de 2:00 p.m. a 8:00 p.m.
E incluye lo siguiente:
􀀻 Oportunidad de hablar en persona con su prestamista para platicar sobre
opciones y evitar el embargo de vivienda
􀀻 Información y ayuda para dueños de casa
HOPE NOW es una asociación entre prestamistas y consejeros de vivienda sin fines de
lucro. Nuestra misión es sencilla: intentar ayudar a dueños de casa que tengan dificultad en
pagar su hipoteca.
NeighborWorks® America crea oportunidades para que las personas puedan vivir en
viviendas dentro de su alcance presupuestario, mejorar sus vidas y fortalecer sus
Para más información sobre HOPE NOW Alliance visite www.hopenow.com
Para más información sobre NeighborWorks® America visite www.nw.org

Save the Date & Save Your Home!
Saturday, October 18, 2008
Registration begins at 9:30 a.m.
Workshops and counseling 10 a.m. - 3 p.

Download Flyer

City of Maricopa Foreclosure Prevention Workshop

Santa Rosa Elementary School
21400 N Santa Rosa Drive
Maricopa, Ariz. 85238

Resources available to help homeowners facing foreclosure:
Spanish translator available
Informational exhibits and take-away materials
Please bring your loan documents and other financial information with you to the workshop.
Free event. No charge for admission. Free parking. Children welcome with parental supervision.
Brought to you by the City of Maricopa and the Arizona Foreclosure Prevention Taskforce.

HOPE CAN HELP!!!
Get Help to Save Your Home

Tucson Foreclosure Prevention

Download Tucson Oct-22 Flyer

Wednesday, October 22, 2008
Marriott University Park
880 East 2nd Street
Tucson, AZ 85719
Parking Information:
Main Gate Garage Tyndall Avenue Garage
815 East 2nd Street 880 East 4th Street
Tucson, AZ 85719 Tucson, AZ 85719

Event will be open to the public from 2:00 p.m. until 8:00 p.m.
and will include the following:
􀀻 Opportunity to meet one-on-one with your lender to discuss workout
options to avoid foreclosure
􀀻 Information and assistance on homeownership preservation
HOPE NOW is a partnership between lenders and non-profit housing counselors. Our
mission is simple: we reach out to and attempt to assist homeowners who may be having
difficulty paying their mortgages.
NeighborWorks® Ameriica creates opportunities for people to live in affordable homes,
improve their lives and strengthen their communities.
For more information about the HOPE NOW Alliance visit www.hopenow.com
For more information about NeighborWorks® America visit www.nw.org

En Espanol

tucson-spanish-oct-22-with-map

¡HOPE LE PUEDE AYUDAR!
Reciba ayuda para no perder su casa

No pierda esta oportunidad para platicar con su prestamista en persona
¡ Es GRATIS!

miércoles 22 de octubre de 2008
Marriott University Park
880 East 2nd Street
Tucson, AZ 85719
Estacionamiento:
Main Gate Garage Tyndall Avenue Garage
815 East 2nd Street 880 East 4th Street
Tucson, AZ 85719 Tucson, AZ 85719
Vea el mapa del estacionamiento al dorso

El evento al público es de 2:00 p.m. a 8:00 p.m.
E incluye lo siguiente:
􀀻 Oportunidad de hablar en persona con su prestamista para platicar sobre
opciones y evitar el embargo de vivienda
􀀻 Información y ayuda para dueños de casa
HOPE NOW es una asociación entre prestamistas y consejeros de vivienda sin fines de
lucro. Nuestra misión es sencilla: intentar ayudar a dueños de casa que tengan dificultad en
pagar su hipoteca.
NeighborWorks® America crea oportunidades para que las personas puedan vivir en
viviendas dentro de su alcance presupuestario, mejorar sus vidas y fortalecer sus
comunidades.
Para más información sobre HOPE NOW Alliance visite www.hopenow.com
Para más información sobre NeighborWorks® America visite www.nw.org

Download Flyer

Foreclosure Prevention Workshop Pima County

Saturday, October 11, 2008
9:30 am to 2:00 pm
Ellie Towne Flowing Wells Community Center
1660 W. Ruthrauff Road, Tucson, AZ
*Located where Wetmore turns into Ruthrauff,
just west of Flowing Wells Road
If you are facing foreclosure come to a free workshop
where non-profit housing counselors will guide you
through steps that may save your home.
Congresswoman Gabrielle Giffords will provide an
update on actions recently taken by Congress to
address the foreclosure crisis.

Questions? Contact:
Don’t Borrow Trouble® Pima County
(520) 792-3087 or www.dbtaz.org

The Pima County Foreclosure Prevention Coalition invites you to help spread the word about a Foreclosure Prevention Workshop on Saturday, September 27^th at the Desert Vista Campus of Pima Community College.

Workshop Highlights:

This event will show homeowners a PowerPoint Presentation linked to a new, free Borrower Workbook created by the Pima County HUD Approved Housing Counselors and members of the Pima County Foreclosure Prevention Coalition.

The curriculum presents thoughtful and practical information about:

§ The Phases of Foreclosure

§ The Value of Budgeting

§ The Meaning of their Mortgage Terms and Conditions

§ The Options to Foreclosure (or when to allow foreclosure)

§ Scams (taking advantage of homeowners in distress)

§ Rebuilding credit (after foreclosure)

§ Resources in the community (for help before and after foreclosure)

Will you help the Coalition promote this event?

Using the Event Flyer (see attachment), you may choose one of the following:

§ Posting it on your website

§ Posting it on bulletin boards or kiosks for your coworkers, visitors, customers or clients to see

§ Mailing it with letters, applications or other information to your clients, customers or employees

§ Attaching it to items distributed by your office (such as food boxes)

§ Emailing it to your partners involved in the preservation of homeownership

We welcome your expertise in any number of important ways: continuous updates to the workshop content and design, recruitment of additional instructors and sponsors, and help on the day of the workshops!

Next Meeting: Friday, 8/29 (Please see the attached agenda including location and time).

Thank you for your support!

Martha

Martha Martin

Housing Program Coordinator

Pima County Department of Community Development and Neighborhood Conservation

2797 East Ajo Way

Tucson, AZ 85713

Phone: 520-243-6772

Fax: 520-243-6796

E-mail: martha.martin@pima.gov